About Us

We pride ourselves on being there for our

customers whenever they need us


  1. PROPERTY TYPES All property types considered, including owner-occupied residential
  2. LENDING AREA USA focused, but will consider all major cities nationally
  3. LOAN SIZE From $10,000 to $5,000,000
  4. LOAN TERM 12 to 36 months
  5. AMORTIZATION Interest only
  6. INTEREST RATE 5% – 11.99%
  7. LOAN-TO-VALUE Up to 65%
  8. ORIGINATION FEE 1% – 4% of the loan amount
  9. PREPAYMENT PENALTY No prepayment penalty, although typically a short interest guarantee
  10. RECOURSE Typically, there will be recourse to Sponsors
  11. EXPENSE DEPOSIT Adequate to cover third-party reports, legal fees, and customary expenses
  12. CLOSING TIME Typically within 4 business days

Competitive advantage of being an online loan lender

As a direct lender of online loans, TCST Capital is revolutionizing the emergency loan market by utilizing the world’s most sophisticated FinTech technology. TCST Capital uses machine learning through artificial intelligence and big data to detect fraud and predict payback. We provide online loans directly to borrowers through desktop or mobile devices, underwriting those loans in a matter of seconds without making the applicant fill out a lengthy application. TCST Capital is dedicated to providing fair and transparent access to credit. Without the overhead costs of brick-and-mortar locations, and by doing a better job of detecting fraud and predicting payback, we’re able to offer borrowers access to emergency capital that many other lenders can’t. We can offer loans to “thin file” borrowers, the unbanked and the underbanked at up to half the cost of other small-dollar lenders, payday companies and pawn brokers, without the hidden fees—such as origination, rollover, and missed payment fees—that others often charge.

Real Estate Loan Program

TCST Capitalllc lends real estate investors approximately 75% - 90% of their purchase price, and sometimes even more! Our mortgages are generally non-qualifying.We will lend on ANY property, statewide, no matter where you bought it. If the deal makes sense, we’ll do it! With TCST Capitals, you can expect: No Minimum FICO Score Requirement No Balloon Payment / No Prepayment Penalty Only Fire & Vandalism Insurance No Roof or Termite Inspections NO Credit Life or MIP




TCST CapitalSM is a brand owned by TCST Capital Finanical, a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa of California, a federally recognized Chippewa Tribe. Eleu is located on and operates within the Tribe’s reservation.


Please note: This is an expensive form of credit and is intended only for financial needs. TCST Capitals are designed to help you deal with emergencies such as rent, medical bills, car repairs, or expenses related to your job. TCST Capitals are intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative; using a credit card cash advance; taking out a personal loan; or using a home equity loan or savings. Contact one of our relationship managers to discuss if a TCST Capital is right for you.
For Inquiries: For Inquiries:(612) 405-8640
Email: loan@TCST Capitalsllc.com